Have life insurance? Is it enough or maybe too much?

Most parents know that they need life insurance. But many would rather have a root canal than shop for the best life insurance policy.

"People don't think about, 'What will my family do if I am gone and not earning a living?' " says Peter Katt, a fee-only life insurance adviser. "The whole point of this kind of planning is to provide the family with maximum flexibility so they're not stuck."

Planning for your death is not a cheerful topic. Too often, parents make a quick decision, ignoring important considerations. Among their mistakes:

http://www.usatoday.com/money/perfi/insurance/2010-12-10-personalfinance10_ST_N.htm

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USA Today do Life insurance advice! It’s the usual advice we all know, but it’s been awhile since we’ve posted anything on it, so we might as well have a refresher and it’s a not a bad one to be honest.